Hi there, and welcome! I’m glad you’ve found your way to The Mortgage Minute—your new go-to spot for simple, straightforward insights into all things mortgage. Whether you’re a first-time homebuyer, planning to refinance, or exploring reverse mortgage options, this blog is here to help make sense of it all.

My name is Kris Brewer, and I’m a Mortgage Loan Originator with OneTrust Home Loans. I’m licensed in multiple states and committed to helping individuals and families navigate one of the most important financial decisions of their lives—home financing. From conventional and FHA loans to reverse mortgages for seniors, my goal is to provide real guidance you can trust.

At OneTrust Home Loans, we believe every borrower deserves honesty, clarity, and solutions tailored to their unique needs. A core part of how we serve our clients is through education—we take the time to explain your options clearly, so you can make the best decisions possible for your circumstances. We don’t just offer loans; we help you understand them.

This blog is where I’ll share tips, explain the lending process, answer common questions, and break down what you really need to know—one quick post at a time.

Thanks for joining me on this journey. Stay tuned, and let’s make homeownership more achievable—together.


Let’s get started—your home financing journey begins here.

Questions already? Reach out anytime. I’m here to help.

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